Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States
Frequently Asked Questions:
- Pre-Existing Conditions
- Acute Onset of Pre-Existing Conditions
- Sudden and Unexpected Recurrence of Pre-Existing Conditions
- Visitors Protect Pre-Existing Conditions Coverage & Exclusions
Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.
*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.
Comprehensive Coverage Plans
Atlas America®
Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 80.
Atlas Premium America
Covers up to policy maximum of acute onset of pre-existing conditions for ages under 80.
Fixed Coverage Plans
VisitorSecure®
Covers up to the policy maximum or $100,000, whichever is lower, for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.
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